AML Responsibilities for ARs: What You Need to Know
AML is a term we hopefully all understand. Its premise is to be aware of where a client’s money is coming from so that businesses can avoid being complicit to financial crime.
There is confusion surrounding who holds the responsibility to conduct AML checks when operating as an Appointed Representative (AR),
FCA’s AI Push Meets EU Crackdown: Your 2025 Survival Guide for Compliance Success
Picture this: It’s the end of Q3 2025, and your compliance team is buried under a mountain of manual audits, while a rival firm uses AI to flag AML risks in seconds. Who’s ahead? With the EU AI Act’s August milestones now live and the FCA doubling down on pro-innovation AI strategies, the question isn’t if AI will transform compliance; it’s how you’ll harness it without tripping over regulatory tripwires.
RegTech and SM&CR: Automating Senior Manager Accountability in a Post-FCA Crackdown Era
In an era of heightened regulatory scrutiny, the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) have ramped up enforcement under the Senior Managers and Certification Regime (SM&CR), with fines surging dramatically. As the regime evolves through ongoing reviews, RegTech solutions are emerging as game-changers. These technologies promise to streamline compliance, reduce burdens, and shield firms from penalties.
Breaking the Compliance Bottleneck: How Regulatory Hosting Is Reshaping UK Market Entry
Times are changing, technology keeps on growing, and regulators are getting stricter. Launching a financial services business in the UK presents a host of regulatory challenges, particularly for smaller firms and non-UK entities. Gaining direct authorisation from the Financial Conduct Authority (FCA) can be a time-consuming, resource-heavy process.
The Future of Compliance: Reinventing KYC & AML in the UK
The FCA has amplified its enforcement activity and global AML software spending is surging. At the same time, £88 billion is now laundered through the UK annually, reinforcing the need to modernise KYC/AML systems—or risk falling behind and facing reputation damage
Leading Through Regulation: UK Crypto in 2025 and Beyond
With 12% of UK adults now holding cryptoassets, the UK has emerged as a global leader in digital asset adoption. But with growth comes responsibility—and regulation. HM Treasury’s draft legislation and the FCA’s latest consultation papers mark a turning point, setting the stage for a fully regulated crypto sector by 2026.
FCA 2025-2030 Strategy: How Innovation and RegTech Can Transform Investment Firms
In March 2025, the Financial Conduct Authority (FCA) launched its five-year strategy for 2025–2030, setting out an ambitious vision to promote economic growth, encourage innovation, and simplify regulation across the UK’s financial services industry.
Why Compliance Can’t Afford to Ignore AI in 2025
AI isn’t some far-off future tech or hypothetical compliance headache. It’s already woven into the DNA of financial services. From automated KYC checks to behavioural analytics, AI is powering decisions, streamlining workflows, and quietly reshaping how risk is understood and managed.
The UK Snoopers Charter: A Silent Erosion of Privacy
When Facebook, MySpace, and Twitter exploded onto the scene in the late 2000s, we eagerly embraced social media, believing it to be a harmless space to share our lives. But, as with everything, there was a hidden cost: our privacy.
AMF Priorities for 2025: Key Challenges for Asset Management Companies
The AMF (Autorite des Marches Financiers) has recently published its supervisory priorities for 2025, highlighting several strategic areas to ensure compliance and resilience for financial players. This year, several themes will be central to AMF inspections, with heightened requirements and potential sanctions in case of non-compliance.
